Your trusted Ottawa mortgage agent.
Independent advice from a real person who shops over 65 lenders to find your best fit. Whether you're buying your first home in Kanata, refinancing in Centretown, or renewing in Barrhaven, you'll get straight answers and sharpe rates.
65+
Lenders in our network to get you a rate that works
Responsive
We respond to almost all inquiries within one business day
3.6%
Mortgage rates starting as low as 3.6%
Mortgages, tailored to where you are.
Every situation is different. We work across the full range of mortgage products to match the right structure and lender to your goals, whether that's your first place or your fifth.
- 01
First-time buyers
Walk through every step, from pre-approval to keys in hand. We'll help you tap First Home Savings Account benefits and the federal incentive program.
- 02
Renewals & switches
Don't auto-renew with your bank. We shop the market 90 days before maturity and often save clients thousands over the next term.
- 03
Refinancing
Tap home equity to consolidate debt, fund a renovation, or invest. We model the numbers so the move actually makes sense for you.
- 04
Self-employed
Bank turn you down because of how your income reads on paper? We work with lenders who actually understand entrepreneurs and contractors.
- 05
Finance your build
New builds and custom homes need a different mortgage structure. We'll navigate progress draws, builder timelines, and rate holds so your financing keeps pace with your build.
- 06
Investment properties
Building a rental portfolio takes the right lender structure. We help investors qualify, scale, and keep their borrowing power healthy.
See your monthly payment in seconds.
Adjust the sliders for a quick estimate. For a real rate based on your situation, we run a full pre-approval with no impact to your credit score.
Run the numbers
Estimates based on Ontario rates and standard amortization.
ESTIMATED MONTHLY PAYMENT
$2,980
Principal & interest, monthly
- Mortgage amount $520,000
- Property tax (est.) $542
- Total monthly cost $3,521
- Total interest paid $373,875
Calculator is for illustration only and may include inaccuracies. Actual rates depend on credit score, property type, lender criteria, and current market conditions. Property tax estimate uses 1.0% of home value annually.
A real person on your side.
I started Abbas Financial because I was tired of watching friends and family get steamrolled by banks pushing whatever product paid the highest commission that month. The mortgage process should feel like advice, not a sales pitch.
"My job is simple: get you the best mortgage for your life, explain it in plain English, and be reachable when you have questions, even on weekends."
Four steps. No suprises.
From first conversation to closing day, you'll always know what's happening, what's next, and what it costs.
- 01
Quick chat
15 minutes on the phone or over coffee. We'll cover what you're trying to do and whether a mortgage agent actually fits.
- 02
Pre-approval
Send a few documents through our secure portal. Usually within 24 hours you'll hear back from us and have a real rate hold and a clear price range.
- 03
Lender Match
We shop your file across our lenders, present the top options side-by-side, and you pick. No pressure, ever.
- 04
Close & beyond
We coordinate with your lawyer and lender right through closing, then check in before each renewal to keep your rate sharp.
Ready when you are.
Send a message, give a call, or book a time directly. Whichever way works for you, you'll hear back within 24 hours, often within the same business day.
- Phone (613) 795-5555
- Email abbaselsarji@gmail.com
